Bank-grade encryption · your data never leaves your control

Every card. Every loan.Zero surprise interest.

Altior brings every credit card, EMI and loan into one premium dashboard — so you always know what's due, what it's costing you, and how to pay it off faster.

•••• •••• •••• 1000

ALTIORPLATINUM

•••• •••• •••• 1111

ALTIORBLACK

•••• •••• •••• 1222

ALTIORPLUS
0Cr+
Debt tracked
0%
Avg. interest saved
0.0%
Reminder delivery
Bank-grade encryption
Real-time due tracking
Interest payoff insights
Every loan, one place
Every card, one place
Never miss a due date
Bank-grade encryption
Real-time due tracking
Interest payoff insights
Every loan, one place
Every card, one place
Never miss a due date
Bank-grade encryption
Real-time due tracking
Interest payoff insights
Every loan, one place
Every card, one place
Never miss a due date
Bank-grade encryption
Real-time due tracking
Interest payoff insights
Every loan, one place
Every card, one place
Never miss a due date

Built for people who are done guessing

Altior replaces the spreadsheet, the sticky notes and the mental math with one dashboard that actually understands interest.

Every card, one view

Add each credit card with its limit, APR and billing cycle. Watch balances and utilization update automatically.

Loan & EMI schedules

Full amortization tables for every loan — see exactly how much of each EMI is principal vs. interest.

Never miss a due date

Smart reminders fire days before a due date, and again the moment interest is about to be charged.

Real monitoring dashboard

Track total debt, interest paid, and a live credit-health score across every account you add.

Payoff intelligence

Premium insights rank your debts by what they're really costing you, and suggest the fastest path to zero.

Private by design

We never ask for full card numbers or IDs. You enter only the summary details needed to track dues.

How it works

From chaos to clarity in four simple steps.

1

Add your accounts

Enter each credit card and loan manually — issuer, limit, APR, due date. Takes under two minutes.

2

Altior does the math

We calculate EMIs, amortization, minimum dues and exactly how much interest accrues if a payment slips.

3

Get reminded, stay ahead

Timely alerts land before every due date — and again if a payment is missed, so interest never sneaks up.

4

Pay smarter every month

Premium insights show which debt to attack first and how much faster you'll be debt-free.

Simple, honest pricing

Start free. Upgrade only when you want the tools that pay for themselves.

Free

₹0

Forever. No card required.

  • Track up to 2 credit cards
  • Track up to 2 loans / EMIs
  • Automatic due-date reminders
  • Interest & EMI calculators
  • Monitoring dashboard

Premium

Most popular
₹299/month

Cancel anytime. Billed monthly.

  • Unlimited cards & loans
  • Everything in Free
  • Debt payoff intelligence (avalanche & snowball)
  • Personalized interest-saving tips
  • Priority overdue alerts
  • Exportable monthly reports

Stop paying interest you didn't see coming.

It takes two minutes to add your first card. Your first reminder could save you a full month of interest.